Here is a depressing news related to my previous post on retirement saving.  An RBC survey found that only 35% of Canadians will contribute to RRSP in 2009.  Worse, 45% of those above 55 are not doing any retirement planning whatsoever.  Worse yet, 32% of Canadians have not even started saving for retirement yet.

It’s the realm of Federal (or at least Provincial) government but I am a big fan of some forced savings in this case (CPP and Old Age won’t cut it).